Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 17, 2026
  • Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionObjectives
Ethics and Professional Conduct- Fiduciary Responsibilities
  • 1. Consumer protection standards
    • 2. Duties of insurance producers
      Title Insurance Principles- Title Insurance Policies
      • 1. Covered risks and exclusions
        • 2. Owner vs lender policies
          - Title Search and Examination
          • 1. Public records and title defects
            • 2. Chain of title
              Insurance Industry Overview- Regulatory Framework
              • 1. Licensing requirements and compliance
                • 2. State insurance regulations (Pennsylvania)
                  - Fundamentals of Insurance Principles
                  • 1. Risk concepts and types of risk
                    • 2. Insurance contract basics
                      Real Estate and Settlement Procedures- Legal Concepts
                      • 1. Deeds and conveyancing
                        • 2. Liens and encumbrances
                          - Closing Process
                          • 1. Settlement statements (HUD-1 / Closing Disclosure)
                            • 2. Escrow handling

                              Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                              1. Karen has a life estate in the property. Upon her death, the property passes to

                              A) her spouse.
                              B) her heirs.
                              C) the previous owner.
                              D) the remainderman.


                              2. Which of the following is the broadest form of ownership allowed by law?

                              A) fee simple
                              B) easement estate
                              C) leasehold
                              D) life estate


                              3. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

                              A) submit to the department a completed renewal form.
                              B) pay the required renewal fee.
                              C) complete the continuing education requirements, if applicable.
                              D) hold active insurer appointment(s).


                              4. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

                              A) The executed title insurance policy must be sent to the state insurance department.
                              B) The signatures on the document must be acknowledged.
                              C) The addresses of grantees must be provided on a special form appended to the document.
                              D) The stamp of the notary must be clear and legible and nothing may be written over it.


                              5. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

                              A) C
                              B) B-I
                              C) A
                              D) B-II


                              Solutions:

                              Question # 1
                              Answer: D
                              Question # 2
                              Answer: A
                              Question # 3
                              Answer: D
                              Question # 4
                              Answer: A
                              Question # 5
                              Answer: D

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